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The Plume RWA vault for ether.fi brings institutional-grade real-world asset yield to ether.fi's $6B+ customer deposit base, advancing a new model for open institutional finance powered by Plume.
Today, we're launching RWA Vault, an exclusive RWA earn product built in close collaboration with ether.fi, one of the largest onchain neobanks, that gives ether.fi's users open access to institutional-grade real-world yield sources previously available to only select investors.
Plume Nest Vaults is our flagship product, standardizing institutional assets and yield into simple, compliant, non-custodial onchain vaults. RWA Vault is the most advanced expression of what Plume Nest Vaults are built to do: route serious capital from consumer platforms into the highest-quality real-world assets, without the operational drag that usually comes with institutional assets.
Why this matters now
Onchain yield is changing. Following the volatility and exploitative risks of DeFi, users are looking for more stable, durable sources of return and real-world asset-backed yield delivers that without compromising the core value of building onchain: accessibility, transparency, and self-custody.
With more than $6 billion in customer deposits, ether.fi joins a growing number of platforms bringing open institutional assets to global retail and crypto-native audiences through our non-custodial vault architecture.
"Open institutional assets are how we build the next evolution of finance, through products people already use, distributed by platforms they already trust," said Chris Yin, CEO and Co-Founder of Plume. "ether.fi choosing Plume Nest Vaults as the exclusive infrastructure behind their RWA vault validates the thesis we've been building toward: the leading consumer crypto platforms will run their earn products on open, programmable, compliance-aware rails. This partnership brings the industry one step closer to a financial system where institutional assets move freely into the hands of everyday investors."
How it works for ether.fi users
RWA Vault is live on ether.fi's main interface, allowing eligible ether.fi users to access institutional-grade RWA yield without leaving the ether.fi app. The result is the simplicity people expect from a traditional banking app, paired with the always-on, non-custodial ownership that only onchain infrastructure offers.
Built for institutional standards, compliant by design
For ether.fi, building with Plume reflects both the maturity of our compliance infrastructure and the breadth of high-quality assets accessible through our platform. With our recent Bermuda Monetary Authority license and SEC Transfer Agent approval, we're set up to enable an open financial future that interacts compliantly with traditional finance.
Plume Nest Vaults are designed to reduce the operational complexity of institutional strategies while preserving rigorous standards. The framework supports curated RWA strategies, onchain transparency and reporting, structured risk parameters, and compliance-aware architecture — all delivered through non-custodial vaults.
"The best financial products are both powerful and accessible. Integrating Plume Nest Vaults into our platform means our users can now access institutional-grade real-world asset yield, the kind previously reserved for select investors, directly within the app they already are familiar with. The future growth of neobanks rests on being compliant, secure and providing value to our users,” said Charles Mountain, Head of Ecosystem at ether.fi.
A new model for consumer finance
The launch is an early proof point for a new model of consumer finance: one where onchain neobanks and earn platforms connect directly to institutional asset issuers through shared, open infrastructure rather than fragmented intermediaries.
Access to high-tier assets, once out of reach, is now a building block inside the apps users already hold.
Experience ether.fi’s RWA vaults here