Plume Vaults

Currently up to APY backed by real-world assets

Access institutional assets once locked behind legacy systems. Now natively composable, transparent, and compliant.

Start earning
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Plume Vaults dashboard showing balances, yield, and vault positionsPlume Vaults dashboard showing balances, yield, and vault positions

Plume Vaults

Earn yield on your vault deposits, backed by real world assets.

Earn more with Plume Vaults

Plume Vaults earn from real-world assets, so your yield doesn't move with the crypto market.

Deposit, earn, redeem

Three steps from stablecoins to real-world yield, fully onchain.

1

Deposit stablecoins

Start with USDC, USDT, or Plume's own pUSD. Deposit into a vault and receive a vault token that represents your position.

2

Earn yield

Every vault holds regulated real-world assets. Yield accrues automatically as the value of your vault token grows.

3

Redeem anytime

Most redemptions complete within minutes. You get back what you put in, and everything you've earned.

Do more with your assets

Borrow against your holdings, amplify your yield, or trade your future yield, all inside Plume, powered by Morpho and Pendle.

Loop

Build up to 6.7x leverage in one transaction. One redemption period to unwind it, instead of one for every loop.

Up to 6.7x leverage

One redemption period

Fully automated

Build up to 6.7x leverage in one transaction. One redemption period to unwind it, instead of one for every loop.

Start looping
Powered by Morpho

Borrow

Borrow stablecoins against your vault tokens while they keep earning. Repay anytime, as long as your LTV stays healthy.

Collateral keeps earning

Repay anytime

Competitive rates

Borrow stablecoins against your vault tokens while they keep earning. Repay anytime, as long as your LTV stays healthy.

Start borrowing
Powered by Morpho

Lend

Supply pUSD to earn yield from borrowers. Withdraw anytime, subject to available liquidity.

Currently — APY

Supply pUSD

Withdraw anytime

Supply pUSD to earn yield from borrowers. Withdraw anytime, subject to available liquidity.

Start lending
Powered by Morpho

Yield trading

Split your assets into principal and yield through Pendle. Lock in a fixed rate, go long on yield, or sell your future yield upfront.

Lock in a fixed rate

Go long on yield

Sell yield upfront

Split your assets into principal and yield through Pendle. Lock in a fixed rate, go long on yield, or sell your future yield upfront.

Start trading
Powered by Pendle

Loop

Maximize your exposure with automated leverage

Borrow

Instant loans against your vault tokens

Lend

Supply pUSD and earn from borrowers

Yield trading

Trade your future yield

Up to 6.7x leverage

One redemption period

Fully automated

Build up to 6.7x leverage in one transaction. One redemption period to unwind it, instead of one for every loop.

Start looping
Powered by Morpho

Secured at every step

Clear visibility into the risks, safeguards, and backing behind every vault.

Transparent

See every vault's assets, liabilities, and activity onchain in real time.

Fully audited

Every vault is reviewed by third-party auditors before launch and after any contract change.

Protected

Assets sit in bankruptcy-remote SPVs with regulated custodians.

Real-time AML

Enforced in smart contracts to comply with global AML/ATF regulations.

24/7 monitored

Onchain activity and smart contracts are constantly monitored for threats.

Licensed

SEC-registered transfer agent, with a Class M license from the Bermuda Monetary Authority.

Audited by leading security firms

Frequently asked questions

Currently up to APY

Now natively composable, transparent, and compliant.

Start earning